mToken helps keep customers protected online. It is an application installed on smartphones and used for two-factor authentication. mToken is intended for integration and use in secure e-commerce transactions, accessing internet banking or mobile banking. In its current version, mToken provides the following authentication options:
Time-based One Time Password (OTP)
Computed one-time password limited in duration, used for customer two-factor authentication.
Protocol in which one party presents a question ("challenge") and the other party must provide a valid answer ("response") to be authenticated.
Variant of the challgenge-response mode where transaction data is used to derive response.
Variant of a signature where the whole signing process is performed automatically in the application. The customer must confirm the signing process by performing customer authentication with their passcode or, alternatively, biometrics.