mToken
The simple, unique and secure authentication solution

Functionalities


mToken helps keep customers protected online. It is an application installed on smartphones and used for two-factor authentication. mToken is intended for integration and use in secure e-commerce transactions, accessing internet banking or mobile banking. In its current version, mToken provides the following authentication options:

Time-based One Time Password (OTP)

Computed one-time password limited in duration, used for customer two-factor authentication.

Challenge-Response

Protocol in which one party presents a question ("challenge") and the other party must provide a valid answer ("response") to be authenticated.

Signature (signing)

Variant of the challgenge-response mode where transaction data is used to derive response.

Push/Pull signature

Variant of a signature where the whole signing process is performed automatically in the application. The customer must confirm the signing process by performing customer authentication with their passcode or, alternatively, biometrics.

Benefits

SINGLE SOLUTION

Single authentication solution for different channels

SIMPLE AND UNIQUE

User-friendly app with unique customer experience

HIGH SECURITY

Encryption at several levels; aligned with security guidelines

INNOVATIVE

Satisfying customer requirements and following trends

EASY INTEGRATION

Integrate mobile authenticator into mobile banking

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